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THIS TABLE IS A COMMON HEADER / THE INFORMATION BELOW THIS TABLE IS UNIQUE TO THIS PAGE
20 Questions / Front cover / page 1.....................................................Page. 1
Introductory information ...................................................................Page. 2
Table Of Contents..............Links to every page in the book............Page. 3

Read the entire book online -- right here, right now. CLICK ON PAGE 3 ABOVE and then
click on the various subjects on page 3 in whatever sequence suits your fancy. You Da Boss!

This is a 52-page, INTRODUCTION to our new 220-page book “What YOU, I, the EXPERTS,
our GOVERNMENT, the AMERICAN PUBLIC and WIKIPEDIA do not know about our
Money and Banking system" . . .it is an amazing story of how the engine, the fulcrum and the
heart and soul of capitalism works.

This is the front cover / page 1 of the 52 page book


20 BASIC QUESTIONS: THE MOST IMPORTANT, PERPLEXING,
BASIC MONEY & BANKING QUESTIONS

Q 1. Is our government “allowed” to create money out of thin air? -- Page 7.


IMPORTANTE -- This is a 52-page introductory, trial version of a 220 page book. We are responding only to question
# Q1 above
, which, it turns out, is the most misunderstood money & banking question. Once we get some feedback,
we will go forward with the other 19 questions or abandon our effort. If you like this 52-page introduction -- we will do our best to
answer all 20 questions. Let us know what you think at this email address. DID WE MISS ANY GOOD QUESTIONS?

Q 2. Why does the United States borrow billions of dollars and pay interest ($400 Billion / year)
on that money
when it has the right to create all the interest-free money we, as a nation, need?
Q 3. Why is it so hard for YOU, ME, the EXPERTS, our GOVERNMENT, WIKIPEDIA and the POPE
to understand Borrowing, Lending, Banking, Money and Economics?
Q 4. How and why are interest rates controlled?
Q 5. Are banks exempt from rules against collusion, price fixing and restraint of trade?
Q 6. Why has the Congress given the right to create money to the Federal Reserve System when the
Constitution gives that right to Congress?
Q 7. What justifies the Federal Reserve System lending money, at interest, to the United States?
Q 8. In what branch of government is the Federal Reserve System?
Q 9. Who owns the Federal Reserve System?
Q 10. Why are there no books or educational programs that adequately explain Borrowing, Lending,
Banking, Money and Economics to students of all ages and the general public?
Q 11. Why don’t more private, special interest groups such as charities, fraternal groups,
municipalities, religious groups and such
start and own narrow banks when there are no rules against
doing that?
Q 12. Who are right -- the “Free Traders” or the “Protectionists”? Here is a very important and
complex (I think) question that has never been answered definitively by anyone. Is it reasonable to expect
a definitive answer by expert economists?
Q 13. Only one of our 50 states owns and runs a State Banking System. Which state? Why is that? Are they
successful? Do they have any serious problems?
Q 14. Why are we obsessed with unemployment? Wouldn’t it be wonderful if 25% of us could do all the
needed work and the rest of us could do whatever we want?
Q 15. What is Fractional Reserve Banking all about? Are the reserves really needed -- or would it be
better if banks could lend any amount, regardless of whatever money they have in so-called reserves?

Q 16 We are supposedly a “Nation of Laws”. What laws govern banking, money creation and lending?
Q 17 What is the single, easily avoidable cause of the recent (2008 -2009) breakdown of our Money, Banking
and Economic system?
Q 18. How are home loans supposed to work and how do they really work?
Q 19. What does Abraham Lincoln have to say about money?
Q 20. Where can you find a good directory on the best articles, books and essays on the subjects covered
by these 20 questions?
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