"What YOU, I, the EXPERTS, our GOVERNMENT and WIKIPEDIA do not know about our money and Banking system"

THIS MATERIAL -- IN 29 (subject to change ) COMB-BOUND BOOKLETS ARE DESIGNED TO BE PART OF A DO-IT-YOURSELF INDEX AND GUIDE TO: Planned Study Centers for Money, Banking and Economics at libraries across the country. We can't fix the system if we do not understand it.

Is there a better way to use a library? Will you help us establish this as an ongoing pro-bono family project?

The study center is planned to be built around 29 (subject to change) comb-bound, booklets with .010 inch thick Mylar covers. The booklets have a total of a dozen or so (subject to change) very simple plans that were cobbled out of thousands of hours of reading books and articles on the web -- mostly reading between the lies generated by the Fed in their rather successful attempt to confuse the public, Congress and the President. It looks to us that the Fed hopes everyone will think running the Money and Banking system is way more complicated than it really is.

We are looking for a few progressive librarians who will help this country by installing do-it yourself Money and Banking Study Centers in their libraries using our booklets and the information on this website to understand how money and banking works and how it should work. We believe the 127 articles on about 1,200 pages can be made into a 36 hour course -- over 6 weeks -- 3 hours / week at the library and 3 hours / week as homework. We will supply the booklets and the instructive material at zero cost for the first three libraries that take up our pro-bono offer. We assume 20 adult students will sign up the course at each library. From then on we are almost certain we can make this into a course that will pay for itself by charging for supplies at cost. Nothing will be placed under copyright. I trust that the adult students will turn out reports that will open the eyes of Congress, The Public, the President and the American public. This is based on my belief that the common sense of the American citizens can easily outperform professional economists, bankers and teachers, who have all been learning nonsense initially generated by publications of the Fed, all of which, of course, lead to nonsensical conclusions.

Welcome to primeronmoney.com -- We think we have a logical plan to significantly improve our Money and Banking System by using our sovereign right to create money and wealth in tandem -- thereby eliminating the possibility of inflation. Give us your opinion.
Read our entire introductory 52-page book -- FREE -- online, right now -- go to the following link: << http://www.primeronmoney.com/20%20Q./20questions.html >>
1) We are doing our best to explain how our Money and Banking system works.
2) Stop complaining and take some ACTION ... It is your DUTY AS A CITIZEN to, at least, learn AS MUCH AS YOU CAN STAND about our Money, Banking and Economics system, and help your country get out of this mess.
3) We contend that a few simple changes and very little money can put the ECONOMIC AND POLITICAL POWER back into the hands of the people. Boycott any corporation that does not guarantee it does no lobbying and pays no lobbyists to influence government officials at any level.
4) We can't fix the system if we, the common people, do not understand the system.
5) The system is actually very simple. Don't let the Fed. baffle you with BS.
6) The basic problem is that The Federal Reserve has consistently lied-to and misdirected (a) the American people and (b) Congress -- making the system appear to be much more complex than it really is.
7) They want us to think that we can't run the system because it is way too complex.
8) The simple facts are: --- see A to H below.
A) There is no need for the United States of America to borrow money and pay $400 Billion / year in interest.
B) We as a nation have the basic sovereign right to create whatever money we need to run our country fairly and efficiently.
C) Our money is backed by the nation's wealth and our laws that makes money legal in all monetary transactions.
D) We are the wealthiest country that has ever existed. If we do not have the right to create all the money we need -- who does?
E) There is no shortage of money to lend to people who can use that money to create more wealth than the dollar value of the loan.
F) Our system is based on the constitutional principle that all new money should be created by the government, through banks, to fill the need for money that will be used to create new wealth.
G) Banks have not done that. For the most part, banks have created money to buy government bonds and collect interest on those bonds.
H) If we follow the principle of (F) above -- our money problems would be solved in months.

Welcome to primeronmoney.com -- We think we have a logical plan
to significantly improve our Money and Banking System by using our
sovereign right to create money and wealth in tandem -- thereby
eliminating the possibility of inflation. Give us your opinion.

Read our entire introductory 52-page book -- FREE -- online, right now -- go to the following link:
<< http://www.primeronmoney.com/20%20Q./20questions.html >>

1) We are doing our best to explain how our Money and Banking system works.

2) Stop complaining and take some ACTION ... It is your DUTY AS A CITIZEN to, at least, learn AS MUCH AS YOU CAN STAND about our Money, Banking and Economics system, and help your country get out of this mess.

3) We contend that a few simple changes and very little money can put the ECONOMIC AND POLITICAL POWER back into the hands of the people. Boycott any corporation that does not guarantee it does no lobbying and pays no lobbyists to influence government officials at any level.

4) We can't fix the system if we, the common people, do not understand the system.

5) The system is actually very simple. Don't let the Fed. baffle you with BS.

6) The basic problem is that The Federal Reserve has consistently lied-to and misdirected (a) the American people and (b) Congress -- making the system appear to be much more complex than it really is.

7) They want us to think that we can't run the system because it is way too complex.

8) The simple facts are: --- see A to H below.

A) There is no need for the United States of America to borrow money and pay $400 Billion / year in interest.

B) We as a nation have the basic sovereign right to create whatever money we need to run our country fairly and efficiently.

C) Our money is backed by the nation's wealth and our laws that makes money legal in all monetary transactions.

D) We are the wealthiest country that has ever existed. If we do not have the right to create all the money we need -- who does?

E) There is no shortage of money to lend to people who can use that money to create more wealth than the dollar value of the loan.

F) Our system is based on the constitutional principle that all new money should be created by the government, through banks, to fill the need for money that will be used to create new wealth.

G) Banks have not done that. For the most part, banks have created money to buy government bonds and collect interest on those bonds.

H) If we follow the principle of (F) above -- our money problems would be solved in months.

THIS MATERIAL -- IN 29 (subject to change ) COMB-BOUND BOOKLETS ARE DESIGNED TO BE PART OF A DO-IT-YOURSELF INDEX AND GUIDE TO: Planned Study Centers for Money, Banking and Economics at libraries across the country. We can't fix the system if we do not understand it. Is there a better way to use a library? Will you help us establish this as an ongoing pro-bono family project? The study center is planned to be built around 29 (subject to change) comb-bound, booklets with .010 inch thick Mylar covers. The booklets have a total of a dozen or so (subject to change) very simple plans that were cobbled out of thousands of hours of reading books and articles on the web -- mostly reading between the lies generated by the Fed in their rather successful attempt to confuse the public, Congress and the President. It looks to us that the Fed hopes everyone will think running the Money and Banking system is way more complicated than it really is. We are looking for a few progressive librarians who will help this country by installing do-it yourself Money and Banking Study Centers in their libraries using our booklets and the information on this website to understand how money and banking works and how it should work. We believe the 127 articles on about 1,200 pages can be made into a 36 hour course -- over 6 weeks -- 3 hours / week at the library and 3 hours / week as homework. We will supply the booklets and the instructive material at zero cost for the first three libraries that take up our pro-bono offer. We assume 20 adult students will sign up the course at each library. From then on we are almost certain we can make this into a course that will pay for itself by charging for supplies at cost. Nothing will be placed under copyright. I trust that the adult students will turn out reports that will open the eyes of Congress, The Public, the President and the American public. This is based on my belief that the common sense of the American citizens can easily outperform professional economists, bankers and teachers, who have all been learning nonsense initially generated by publications of the Fed, all of which, of course, lead to nonsensical conclusions.
When bank loans are paid back ... the created wealth remains ... there is no inflation.
	THE UNITED STATES HAS THE SOVEREIGN RIGHT TO CREATE WHATEVER AMOUNT OF MONEY WE NEED AT ZERO COST, IF WE LEND THAT CREATED MONEY TO THOSE CITIZENS, COMPANIES AND CORPORATIONS WHO KNOW HOW TO CREATE NEW WEALTH IN THE FORM OF GOODS AND SERVICES. IF THAT MONEY IS USED IN PROJECTS THAT WILL GENERATE MORE REAL WEALTH THAN THE DOLLAR VALUE OF THE LOANS YOU WILL FOREVER BE IN CLOVER. YOUR LOVING UNCLE, SAM
THEY DID NOT LISTEN TO ME AND THEY KEEP GETTING INTO TROUBLE. PARTICULARLY IN 1912, 1929 AND 2008. LISTEN UP GUYS -- STOP BORROWING MONEY & PAYING $400 BILLION / YEAR IN INTEREST ... JUST CREATE ALL THE MONEY YOU NEED. There will be no inflation if the created money is lent to individuals who will create more dollar-value wealth that the dollar value of the loan HONESTLY! ABE
29 Booklets ... 127 Articles ... 1,200 Pages and 357 Links to the best Internet information we could find on these three intertwined subjects
A CARBONE FAMILY PROJECT Martin and Gladys Carbone / 5123 Don Rodolfo Drive / Carlsbad, CA. / 92010 760-603-1910 / << http://www.primeronmoney.com >> A Media-Merger ™ -- (1) Online and (2) as an In-print Study Center at Libraries, Schools and Homes Developed, written, printed and assembled in Carlsbad, California, U.S.A. / 2009
SCROLL DOWN AND CLICK ALL THE LINKS FOR MORE IDEAS LIKE THESE

I WANT YOU TO HELP ME	... ASAP ...................REALLY HELP ME ... You should Study the Money and Banking system. We can't fix it if you do not understand it. The primary goal of this site is not to change our Money, Banking and Economic system. Our Goal is to tell the American People how the system works. We believe that if The People know how the system works -- they will force Congress and the President to change the system to one which will incorporate some of the ideas we offer in #3 (The Silver Bullet Plan) below (see "banking and lending" -- #2) and thereby truly work in the public interest. Understanding the System must come first. The people have the power to bring about real change -- (not the ersatz change promised by our uber-politician-president). The People simply need the guts & will to use their Constituionally mandated power against feckless government office holders who have lost our respect. Stop complaining and take some ACTION ... It is your DUTY AS A CITIZEN to learn AS MUCH AS YOU CAN STAND about economics, and help your country get out of this mess. We argue that a few simple changes and very little money can put the ECONOMIC AND POLITICAL POWER back into the hands of the people. Your Uncle Sam
1) I HAVE CHANGED MY MIND -- Fractional Reserve Banking no longer exists -- it has evolved into Sovereign Money Banking over the last 90 years. Check this link -- it may help you understand how our Money and Banking system actually works. Chances are you do not know what "Fractional Reserve Banking" means in the context of modern banking, because almost everything in print is absolutely incorrect -- being based on provably false information being distributed by the Federal Reserve System. That information is routinely accepted as the truth by authors in all media and regurgitated as truth to all students and members of the public. http://www.primeronmoney.com/fractionalreservebanking.html
2) GOOGLE POLL: "Creating Money Out Of Thin Air" / This article is about a research project aimed at showing what the worldwide public thought about the phrase "Creating Money Out Of Thin Air" on the day the poll was taken. The point was to show how little is known about this vital subject. If the Public does not know how money is created -- how can they possibly understand the Money and Banking system and the entire economic system? http://www.primeronmoney.com/internetcreatingmoneyoutofthinair.html
3) The Silver Bullet Plan for solving all of our Money, Banking and Economic problems -- Be sure to read this. Let us know what you think. http://www.primeronmoney.com/newsilverbulletplan.html
4) How did Paper Money come to be? And how has it CHANGED from privately issued money, partially backed by privately owned gold, to government-issued money completely backed by all the wealth and laws of our Sovereign Nation? We should be much better off as a result of that change -- but our Congress and Bankers are simply too mendacious and incompetent to handle the job. We should demand better and insist they take the few simple steps that will take full advantage of the enormous wealth of this nation for the sole benefit of "We The People". Our main problem is a lack of understanding, by common people, of how our money and banking system works. This website is trying to point to a solution. Tell us what you think -- give us some suggestions. There is an email link in the header. We will respond. http://www.primeronmoney.com/paper-money-is-no-longer-what-it-once-was.html
5) Watch this 47-minute wonderful video and learn what Money, Banking and Economics are all about -- You will be Surprised, Dazzled, Angry and Determined to do something to save your Country. Click here for an English transcript and read along while you watch and listen to the video. The video is mostly true -- but not completely. Unfortunately, we are of the opinion that the makers of this otherwise wonderful video believed some information from the Federal Reserve and thereby went astray. When we get some free time, and further clarify our thinking, we will expain the errors. The true story -- we believe is way more simple than the story put out by the Fed -- which even led Wright Patman down the wrong path and continues to bamboozle congress and the money reformers. http://video.google.com/videoplay?docid=2550156453790090544&ei=s5QmS8rsFY_uqAOij_hG&q=money+as+debt+full&hl=en#
6) Study this video but DO NOT completely believe the characterizations & predictions of the narrator -- we think they lack focus. http://video.google.co.uk/videoplay?docid=6076118677860424204#docid=3679460697686754648 -- 1 hour 31 minutes At the links -- there are other videos. We have not looked at them all and have not necessarily picked out the best. Tell us which you think are good.
7) HOW OUR MONEY AND BANKING SYSTEM WORKS -- A MESSAGE FOR COMMON PEOPLE http://www.primeronmoney.com/next.html
8) DEBT BASED MONEY -- There is absolutely NOTHING wrong with (A) creating money at no cost to (B) lend to people who have (C) collateral and (D) a good idea who will (E) borrow that money and (F) create more wealth with the loan than the dollar value of the loan -- and (G) then pay back the loan. (there is no link here -- A to G tells the entire story)
9) A Money Myth Exploded -- Here is a delightful little cartoon tale << http://www.michaeljournal.org/myth.htm >> that tells a persistent story and then explodes the myth behind the story -- delivering some powerful information while doing so. Be very careful -- it appears that lots of people, (including Ellen Brown, a lawyer and extremely good writer, who has a large following as a money reformer) still believe the myth. See what Ms. Brown thinks about "not creating the interest", Be sure that you understand this is a myth. This is the real story -- "It is not gold that makes paper money valuable -- it is the real wealth of a sovereign nation that can be purchased with the paper money that makes the money valuable." http://www.primeronmoney.com/Ellen-Brown-not-the-interest.html
If the United States, the home of the world's biggest and most stable economy, does not have the sovereign right to create whatever money it needs -- WHO DOES?
10) Abraham Lincoln's Money Policy (1865) (Very Important) / "Government, possessing the power to create and issue currency and credit as money ... need not and should not borrow capital at interest ... the government should create, issue and circulate all the currency and credit needed to satisfy the spending power of the government and the buying power of consumers. The privilege of creating and issuing money is not only the supreme prerogative of government, but it is the government's greatest creative opportunity." / One of the most important things we can do is follow Lincoln's Money Policy. Read it here.
11) A bunch of articles about Required Reserves and Capital Requirements. Together, they should tell how money and banking works -- but they don't. The main problem is that most of the information in books (even in law-books) is based on material written by the Federal Reserve System and it is quite clear that they lie regularly in order to solidify their power and keep Congress, the Public and the President confused. We hope to review all of these articles and write a report that will clear up the subject. See the top link in this cell. Corrupted and antiquated economic information is being spread by the Fed. -- it is a shame that it goes unchallenged. http://www.primeronmoney.com/reservesomni.html
12) The website your are reading contains -- or leads to -- thousands of pieces of information that You, I, the Experts, Congress, Barney Frank, Chris Dodd, President Obama, Wikipedia and the Pope do not know about our Money and Banking system ... Well over 100 links to good information on "money subjects". Some true -- some not -- all worth reading. You decide which is valid. http://www.primeronmoney.com/linkedtoc.html
13) THE UNITED STATES SHOULD NOT BORROW MONEY -- We have the sovereign right to create all we need. Why pay $400 Billion / year interest?
14) More than 200 classic links to all sorts of information, books, authors and sources on Money, Banking and Economics http://www.primeronmoney.com/classiclinks.html
15) Go here for our current plans -- read the top 13 items -- particularly #12. Do you know a librarian who might be interested? http://www.primeronmoney.com/next.html
16) Are they insane? -- We, as a nation, can create all the Money we need and save the interest. We do not have to borrow -- so, why do we? What is wrong with Congress? http://www.primeronmoney.com/areweinsanewecancreateallthemoneyweneed.html
17) Neil H. Buchanan -- On "creating money out of thin air" -- The most knowledgeable writer we found in our Google Poll. http://www.primeronmoney.com/neilbuchananoncreatingmoney.html
18) Laws, rules and regulations regarding money and banking (8 links) http://www.primeronmoney.com/bankinglaws.html
19) How did Paper Money come to be? http://www.primeronmoney.com/howpapermoneycametobe.html
20) Krugman on the current Money, Banking and Economic messhttp://www.primeronmoney.com/krugman-on-the-current-mess.html
21) 188 OF OUR MOST IMPORTANT LINKS http://www.primeronmoney.com/page2ofjunewebsite.html
22) Why are we so obsessed with the horrors of unemployment? Wouldn't 75 % unemployment be wonderful if 25% of us could do all the needed work? http://www.primeronmoney.com/Unemploymentwhydoesitobsessus.html
23) Banks can't legally serve the public interest if they are corporations, bound under State Law to serve only the interest of their stockolders. Doesn't Congress or the President understand that elementary truth? See item #2 of our Silver Bullet Plan under #3 above which would equitably provide for the ownership of money-creating banks that will legally work in the interest of the American Public. There is no link directly from here -- go to 3 above and and see item #2 of our Silver Bullet Plan.
24) Patman's Book -- "A Primer On Money". The following link<< http://www.primeronmoney.com/chapters/chapter3.html >> -- on the internet will take you through Patman’s “Primer On Money” if you click, sequentially through all the Chapter numbers at the top of the page. http://www.primeronmoney.com/chapters/chapter3.html
25) A Reading List -- If this link does not work, go to our search window at the top of this page and enter "reading list". That will bring up two items. Then click on "Related articles" which is under "economics in one lesson". That will take you to a "Google Scholar" target that has 9,400 links to books and articles on Economic Subjects. If you go direct to "google scholar" -and search for "money and banking" -- you will get over 900,000 leads http://scholar.google.com/scholar?q=Money+and+Banking&hl=en&btnG=Search&as_sdt=2001&as_sdtp=on By the way -- if you take one minute to look at each of the titles of those 900,000 links -- it would take you a little over 600 -- 24 hour days to complete that job. That is one reason why Google is a little silly.
26) The Three Magi of the Meltdown / Paulson, Bernanke and Geithner in retrospect / By WILLIAM D. COHAN / Copyright -- NY Times /
27) Banking Report -- an abbreviated version of our Silver Bullet Plan -- which is a summary report of all of our work on Money and Banking. << http://www.primeronmoney.com/banking-report.html >> Go read it.
28) Basic Theory of Economics -- from 2004 -- naive but probably reliable.
29) Six postulates designed to lead to a wealthy nation. http://www.primeronmoney.com/six%20postulates.html
30) Can we look at money as though it is based on Contract Law? Would that help our understanding?